NO CREDIT NEEDED
Don't let a credit score limit you. We believe your job and your bank account are worth more than your credit score.
QUICK AND EASY
Time is money and we want to help you with both. Apply with your smartphone and get an instant response
Everything is completed through a secure mobile link and there's no paperwork to complete
Getting what you need, when you need it, shouldn't break your budget
Koalafi's loan and lease plans work for every credit situation - and let you split big expenses into low, fixed, recurring payments.☨
With our comprehensive plans, you can say goodbye to guesswork or filling out multiple applications. We can even automatically approve you for future offers, with products that can meet your needs at every stage of your journey.
Want to apply by Text? Simply text OLKX to 844.223.8937 and you will receive an application link via text.
Fill out our simple application online. It's fast and convenient!
Once you've submitted your application, it only takes seconds to know if you've been approved. And since we approve a high percentage of those that apply, your chances are good!
It couldn't be easier to get started. Ask yourself these four questions.
Do I have an active checking account?
Do I have a steady source of income?
Do I have a valid e-mail address/or cell phone?
Am I 18 years old or older?
If you answered YES to each of these, you're ready to apply!
Our application is fast and easy to complete, and won't harm your credit. You could get approved for $300 to $4,000 of shopping power by meeting these basic requirements:
An active checking account with at least $1,000 of income per month
3 months of income history with your current source of income
Government-issued photo ID and an SSN or Taxpayer Identification Number
Lease it until you own it or purchase early at a discount. Either way, it's yours to keep.